Pasco County Medicare 2027: what to do when your Part B giveback plan ends.
About 14,743 Pasco residents are in plans that won’t return under the same plan number, and most of them had a Part B premium reduction. Here is how to compare what’s left without losing money.
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Lost your Part B giveback?
Rafael will compare the 12 Pasco plans that still have a giveback with the rest of the 49 plans, using your doctors and drugs, so you see the real yearly cost.
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156,083 Pasco residents have Medicare; 105,283 (67%) use Medicare Advantage. About 39,330 residents are 60 to 64 and will reach Medicare age within five years (Census ACS 2024). Source: REMCARE plan research from CMS files.
Lost your Part B giveback? Do the math before you chase another one
A Part B premium reduction, often called a giveback, puts money back in your Social Security check each month. In Pasco, about 10,500 of the people whose plan isn’t returning were in giveback PPOs, most of them in two large plans. That’s why so many neighbors in Hudson, New Port Richey and Zephyrhills received letters.
12 plans in Pasco still offer a giveback for 2027. But a giveback plan isn’t automatically the cheapest. The extra money each month can be wiped out by higher copays for specialists, hospital stays or drugs.
Step 1: the giveback
Multiply the monthly reduction by 12. That’s what the plan pays you back in a year.
Step 2: your care
Add up what you’d pay in copays for the visits, scans and drugs you actually use. Ask us for each plan’s numbers.
Step 3: the bad year
Look at the yearly out-of-pocket limit. In Pasco these range from $1,000 to $9,850. A hospital stay can make this the number that matters most.
Request a free Pasco County plan review.
Tell us how to reach you; we’ll go over your letter and the 2027 Pasco plans. Please don’t type your Medicare number or health details in the form.
Hospitals and doctors to check in Pasco
Pasco keeps growing, and so does its hospital list. In 2026 Florida Medical Clinic Orlando Health Wiregrass Ranch Hospital opened at 3000 Wiregrass Ranch Boulevard in Wesley Chapel, with 102 beds and a 29-room emergency department. If it’s now your closest hospital, check whether the 2027 plan you’re considering has it in network.
Many Pasco residents also see specialists in Hillsborough or Pinellas County. Make a list of every doctor and hospital you use, wherever they are, and we’ll check each one.
Source: Tampa Bay Business & Wealth. REMCARE isn’t affiliated with this hospital, and naming it doesn’t mean any plan covers or excludes it.
Statewide guide and neighboring counties
The Florida Medicare 2027 guide covers statewide dates, the Medicare Supplement option and every county page we have. Received a non-renewal letter? Read Is your Medicare plan ending in 2027?
Neighboring counties: Hillsborough County, Pinellas County, Hernando County, Polk County.
Questions from Pasco County residents
Why are so many Pasco giveback plans ending?
Two large PPO plans with a Part B premium reduction aren’t returning in Pasco under the same plan number. Together with smaller plans, about 14,743 Pasco residents are affected, roughly 14% of the county’s Medicare Advantage members.
Are there still giveback plans in Pasco for 2027?
Yes. 12 plans open to everyone in Pasco include a Part B premium reduction in their name. Whether one is right for you depends on your doctors, drugs and how much care you expect to use.
Is a giveback plan always the best deal?
No. Compare the yearly giveback with the copays and out-of-pocket limit. Someone who rarely sees a doctor may come out ahead; someone with regular specialist visits or a hospital stay may not.
Is the new Wiregrass Ranch hospital in my plan’s network?
It depends on the plan. Networks are set by each plan, and a new hospital may be in some 2027 networks and not others. Tell us it’s your preferred hospital and we’ll check.
When does the giveback show up?
When a plan includes a Part B premium reduction, it usually appears as a smaller Part B deduction from your Social Security check, and it can take a few months to start after you join.
Can you meet me in Pasco?
We work with Pasco clients by phone or video, which saves you the drive. Call 904-583-8391 or book a time online.
Sources
- Tampa Bay Business & Wealth: Wiregrass Ranch Hospital
- CMS 2027 Medicare Advantage and Part D state fact sheets
- Medicare.gov: Special Enrollment Periods
Pasco County numbers come from REMCARE’s 2027 plan research using CMS public files: the CMS CY2027 Landscape (updated 09/22/2026), CMS enrollment by contract/plan/county (September 2026), CMS MA State/County Penetration (September 2026) and Census ACS 2024 5-year estimates. Plan counts are for plans open to anyone on Medicare unless noted. This page is educational; your own plan letter and plan documents decide your options and dates. Updated October 2, 2026.
Rafael Mendoza, licensed agent, REMCARE Insurance Agency, NPN 8929595. Not connected with or endorsed by the U.S. government or the federal Medicare program.